Showing posts with label Conservative. Show all posts
Showing posts with label Conservative. Show all posts

Monday, March 10, 2014

Beware The Agenda 21 Protesters

Saturday, March 8th, 2014 at the Lighthouse Worship Center, having started at 2:00PM and running straight to 5:00 PM was a special program open to the public and covering issues that are often referred to as Agenda 21. Agenda 21 purports to affect every American's life on a multitude of levels from wetland mitigation, climate change, public schooling, community planning, housing, personal property, health care and much more.

It was estimated that somewhere in the neighborhood of just over 300 people showed up for this event with several people having traveled several hours to do so. Most of the people who attended were what are often referred to as conservative in nature. Not right wing even though some may take that credit, we understand what the meaning of right wing means today and what it used to mean. There is a substantial difference between the past meaning and the present.

(Conservative:  Meaning;  1 disposed to preserve existing conditions, institutions, etc., or to restoretraditional ones, and to limit change.
2.
cautiously moderate or purposefully low: a conservative estimate.
3.
traditional in style or manner; avoiding novelty or showiness: conservativesuit.



People who care about their community and the future that we all seem to be heading towards. People who are trying to do what they feel is right and what is best for everyone and not just themselves. It is very important that these distinctions be pointed out and made very clear. Because our next concern is the content of the meeting that we are about to address and it is going to offend the people who attended this meeting. It's what we like to call;

Bait And Switch:

Two main speakers gave their views during the vast majority of the 3 hours allotted for the meeting. Most of what they communicated, we would have to say, we agreed with the majority of it. Climate change is nothing more than a religion and has no real science behind it in the views of many. Agenda 21 is a culmination of a multitude of concepts and planning that is very quickly stripping away the rights of all American's. Again, we do not disagree.

But now here is where we highly disagree with what took place at this meeting. The tools, books, DVD's newsletters, pamphlets, and more were all designed to make anyone who tries to use these tools look like complete idiots. They are some of the least professional, highly disturbing pieces of crap put together and the folks at this meeting were told that to expect to be told that these tools would not work but what the folks who are using them need to do is go in groups and demand to know why politicians would not sign them and demand that they be signed anyway. I looked at a bunch of these forms myself and I would never sign them as they; ARE NOT IN THE BEST INTEREST OF THE PEOPLE!!!!!!


These two speakers, in our opinion, were very slick Washington, DC con men leading good people down a very dangerous and narrow path. These jokers tell a great story, and they have a very conservative pitch which is what makes them so appealing to a certain class of people, but it does not appear that the people are really looking at the end game of these jokers.

One of the tools that was given to the people at this meeting is called a “Resolution To Protect Citizen's Property Rights”, which must be read very very carefully. What it boils down to is the full shut down of planning by anyone in the county if anyone in any county could ever get this insane document signed by their county officials. If county officials did ever sign and agree to this, then the state would have to come in and take over the planning and the state is not going to sign any document like this nor give any bearing to one signed by county officials. It's dead from the very start because no county official would ever sign it. Besides, it would also be thrown out of court should it ever make it that far. No judge would ever uphold the document in our view.

What those who attended the meeting were told is to expect that county officials would not sign it, but not to accept that issue and keep fighting it anyway, not being told the real nature of why no county official would ever sign. That makes the group of folks trying to push something like this through look like a bunch of nuts. Well, if they did not read the document and understand how nuts the document is, then they are a bunch of nuts. AHHA! We start to see how these jokers work and how it very much appears they are working against the folks they profess to be trying to help.

Next on our list of nutty goof ball ideas spreading around the meeting came from the Virginia Christian Alliance. We do mean nutty goof ball ideas. Here is what this one is about.

Petition For Impeachment of Attorney General
Mark Herring:

First, the document is under a 2013 copyright by the Virginia Christian Alliance, strike one. We are going to make a copy of this that will be watermarked for news use only, therefore allowing us to make a copy to show everyone the document. This petition only states that the folks who signed the petitions want Mark Herring impeached. The reason? Good question. It isn't very clear. It's a bunch of mumbo jumbo concepts and no real reason actually stated. Only opinions are given as to why Mark Herring should be impeached. Yeah, I would worry about a petition like that. No, not really. It has no chance of happening. It only sounds good to those upset by the Gay Marriage ban being lifted.

No law is cited that Mark broke and no law is cited that Mark has failed to uphold. No chance of the petition having any chance of doing anything. It's a farce and a waste of time with the exception of seeing who the dissidents are who were willing to sign such a petition. For that part, it's rather valuable.

Now there is also the free copy of the magazine they were giving away, not worth the price of free. Again, it has a very conservative style writing to it on the surface. When you actually dig down and look at what they are writing about and how they are choosing their articles, it's not so conservative. It's more conservative socialism or conservative fascism or conservative communism. It is not conservative capitalism however. The magazine is titled, “New American”, which says it all.

We prefer the old style American ways of the Constitution and the Bill of Rights. Not the fascist conservative right wing. Again, there lies more issues, the people at this meeting were not what anyone would call fascists or socialists or communists by any means. They were old fashioned and were brought up and taught a much different America than what is presently taught. When polled, I do not recall seeing anyone raise their hands when it was asked if there was anyone in the audience under the age of 40. Everyone in the audience was 40 plus years and older. A different form of education at a very different level.

The Fight:

What people were told where they must take a stand and narrow their focus is on property rights. We have to ask, what good are property rights if all other rights are taken away? The right to privacy, the right to a fair trial, the right to keep and bear arms and on and on...... Eventually your property rights can be taken away once all your other rights are taken away from you.

You can protect your property rights by protecting all of your rights and demanding that local, state and national governmental bodies adhere to the United States Constitution and the Bill of Rights, or the State Constitution and the state Bill of Rights, if your state happens to have those. You watch everything your government officials do. You ask a lot of questions and hold representatives accountable for their actions.

You ignore these traveling road show, slick Washington, DC hucksters, who talk a nice talk but lead you down the wrong roads in our view.

We will be bringing you the entire meeting on YouTube once it's all finished. It's 3 hours worth of meeting time. We are going to break the entire meeting up into 3 segments. It's several days worth of work on our part. We will also be showing you their documents as well. We will once again go over all the areas that are wrong with these documents. It was not a waste of time attending the meeting, but it sure was a major disappointment.

In Conclusion:

Beware the Agenda 21 protesters. It's not so much what they are fighting for is wrong, but it is heavily misguided. These are honest hard working folks who are trying to protect not only their own rights, but the rights of everyone. The issues are that they have been given tools that do not work by people whom, in our opinion, do not want their tools to work, and are designed to make conservative people look like fools. It is for reasons like this that many in our own organization are not Republicans nor Democrats, nor Libertarians, nor socialists nor communists or belong to any political party. It's become a complete fools game that we all refuse to play. So we beat all of them up here on this site with equal fervor.

From Jim Marrs: Rule by Secrecy, Perennial Books, Page 98;

The objectives of the IPS, (Institute for Policy Studies), came from an agenda laid down for it by the British Round Table.... one of the most notable being to create the “New Left” as a grassroots movement in the U.S. IPS was to engender strife and unrest and spread chaos like a wildfire out of control, proliferate the “Ideas” of left-wing nihilistic socialism, support unrestricted use of drugs of all types, and be the “Big Stick” with which to beat the United States political establishment. (Nihilism: Denial of all reality; rejection of all religious and moral principles: Opposition to all constituted authority or government).

Another goal of the IPS stated, “the dismantling of all economic, political, social, and cultural institutions in the United States”. All of this is done while maintaining a facade of a liberal scholarly research center.”

It would appear that there are much larger forces at work than Agenda 21. How hard is it to undermine the opposition when invited right through the front door? Agenda 21 is a United Nations document that people are being suckered into fighting against, which means they are accepting UN mandates. Why would anyone fight the UN when we should be fighting for our Constitutional Rights as well as our Bill of Rights which by US law, has no higher authority?

Instead the questions should be asked, who elected any of the United Nations officials and or politicians to begin with, and what charter are they working from, under what authority?


Our notes to those who attended the meeting and are now reading this article; Please note that right wing no longer means what it once did nor does conservatism. There are no names now for those of us from the old school. We no longer fit in the paradigm of the new political system and that is by design. This is partially what causes such great grief in so many older people in this nation today. Most do not understand that the meanings of words have dramatically been altered without your knowledge or consent. Isn't that what your parents told you when you were young about the way you were using words? Gay once meant happy. Cool once referred to the weather outside. Groovy, what the hell? The term “man” referred to a male person and not a general answer to everything and to everyone. The list is very long on how we accepted and changed the meaning of words without our parents consent or knowledge. Now we are under the same issues our parents once faced with the meanings of words.
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Friday, February 7, 2014

WHY THE KNOCKOUT GAME WAS INEVITABLE..... AN AFRICAN AMERICAN

Knockout dies. Art by Nicola Scott.
Knockout dies. Art by Nicola Scott. (Photo credit: Wikipedia)



If you have preconceived thoughts of what this video may contain, let us tell you that you are probably dead wrong.  We had preconceived notions and decided to see what this guy had to say.  Were we ever in for one major surprise.  You will be too once you play this video.  Alfonzo Rachel kicks up some very serious questions and turns some information that should be well thought out.  One has to wonder when listening to this guy in this video if the knockout game may just move to Wall Street.  If it ever did, how long does anyone think the game would last?

We caught this next clip from his website and thought this too was well worth sharing.



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Thursday, October 17, 2013

High Cost Credit The money pouring into a boom for consumer loans

English: Cash Money - 24 hour payday loan outl...
(Photo credit: Wikipedia)
 by Jason Lewis

The rapid growth of the high-cost consumer credit industry has attracted considerable investment despite criticism of the huge interest rates charged by many companies.
The Bureau’s investigation into the sector, which includes many payday loan companies, reveals that Britain’s high street banks have put millions of pounds into the industry. US companies, some banned by law from issuing payday loans in the American states where they are based, are also investing in the UK’s less regulated market. Many have bought up UK companies, paying the UK founders millions of pounds for their shareholdings.
Criticism of the industry has focused on the level of interest charged, with some loans costing up to 4,474% in interest. The government has rejected calls to cap the interest rates the firms can charge, claiming it would force people to turn to illegal loan sharks.
Instead the Office of Fair Trading (OFT) is attempting to crack down on the industry, threatening to remove firms’ licences if they fail to check whether customers can afford the loans or use aggressive debt collection tactics. The OFT has already removed three licences.
Buying in
Despite this new attempt at regulation, international businessmen including some from eastern Europe, a South African mining company president and US venture capitalist Don Valentine – who made his name funding Apple, Google and YouTube – have bought into the industry.
Many of the companies in the Bureau’s research offer payday loans, a term referring to a short-term, high-cost loan, regardless of whether the payment is linked to a borrower’s payday. These companies charge over 4,000% interest rates. Other companies provide loans, some more long-term, with interest rates above 50% – considerably higher than conventional mortgages, overdraft facilities and even credit cards.
Among those who have invested is the Arbuthnot Bank Group run by chief executive Henry Angest, a Swiss-born millionaire, and a major Conservative Party donor.
Angest now controls Everyday Loans Limited, which offers the ‘financial freedom’ of unsecured loans of between £500 and £10,000 at 74.8%. This is not a short term payday loan company, but has rates of interest higher than other more traditional consumer loans such as credit cards.
US companies, some banned by law from issuing payday loans in the American States where they are based, are also investing in the UK’s less regulated market. 
A former Conservative party treasurer, Angest has contributed £7m to the party in loans and donations.
Last year Everyday Loans was purchased by an Arbuthnot group subsidiary, Secure Trust Bank, which is investing millions of pounds to fund new lending.
Arbuthnot Latham, a private bank, in which Angest owns a majority stake, and which is also part of the Arbuthnot group, has offered a £5m loan to the Conservative Party at 3.5% interest. The loan is listed on the official Electoral Commission register but a Conservative Party spokesman described it as a ‘credit facility’ which the Party had not drawn upon.
A spokesman for Everyday Loans claimed the company was a responsible lender. He said the firm does not provide ‘payday loans’ nor is it a ‘short-term lender’.
He said customers had to borrow over a minimum of 13 months and added: ‘Everyday Loans provides loans to customers who are underserved by the high street banks. If Everyday Loans did not provide this service those looking for loans would have to approach payday loan companies, pawnbrokers or home collected credit companies where interest rates would be very much higher.’
He said: ‘We are not engaged or plan to engage in payday lending. The interest rate charged on [our] loans reflects the risks involved in lending to the individual borrowers. The rates we charge are typically 3 times less than the representative rates of lenders like the home collected credit companies and 20 times less than payday lenders.’
Asked whether the firm or its chairman and chief executive Henry Angest had discussed the company’s business with the prime minster or the government, the spokesman added: ‘We can confirm that we have not discussed the business of Everyday Loans Limited with either the Conservative Party, the current Government or Civil Servants.’
Angest is the second leading Conservative donor with a connection to a high-risk lending company. Adrian Beecroft runs Dawn Capital Investments, a private investors fund, which has a major stake in Wonga, one of Britain’s best-known and fastest growing payday lenders.
Beecroft, who is also a government adviser, has given almost £800,000 to the Conservatives since 2006, most recently contributing more than £100,000 last December. Wonga’s turnover has trebled to almost £185m the last year.
Research by the Bureau also shows that these high-cost lending companies are often heavily reliant on the leading high street banks for funding and set up costs.
Despite widespread criticism that the major banks are reluctant to lend to small businesses and entrepreneurs planning start-ups, payday lenders have found them willing partners.
One major payday firm, US-based Lending Stream, describes Barclays Bank, which currently lends to businesses at 5.1% APR, as a major ‘strategic partner’.
3,378% interest rate
The firm, owned by Delaware-registered Global Analytics Holdings Inc, had a £32.7m turnover in 2011 with 142,000 British customers borrowing £31.2m. Its customers pay 3,378% APR to borrow from it.
The firm’s Californian-based boss Krishna Gopinathan claims he founded the firm to ‘give back’ and to ‘empower’ people with low access to credit.
How much Barclays lends the firm is not disclosed, but it has a fixed charge over the company’s deposits providing, according to Lending Stream, ‘integrated banking solutions … lending, risk management, trade, cash and liquidity management, and specialist asset and sales financing’.
Barclays, which at one stage sought a taxpayer-funded government bail out before instead reaching a deal with Middle East investors, is also involved with several other high-cost lenders.
Barclays Capital, its investment arm, lent £75m to Everyday Loans Limited according to its filings to Companies House to provide ‘funding for the provision of consumer finance lending to customers’, until this was paid off when the firm was bought out last year.
According to documents filed at Companies House the bank also has a charge over credit balances facility for TxTLoan Limited, a firm offering 4,474% interest loans through mobile text messaging.
Barclays confirmed it had previously been involved with firms in the industry. But a spokeswoman for Barclays Bank said this was no longer the case. ’We do not lend to any of these companies,’ she said.
Other major banks are also involved in funding the industry. HSBC provided seed capital for Money in Advance Limited, a firm registered in the British Virgin Islands, the offshore tax haven, which explains, for example, that it will loan customers £250 for 22 days and collect £305 – an interest rate of 3,697% APR.
Taxpayer-owned Royal Bank of Scotland (RBS), which was bailed out after the financial collapse in 2008 with £45bn from the government, is another that has invested in the high-cost credit sector.
RBS funds Amigo Loans Limited, owned by entrepreneur James Benamor, who is paid £890,000 a year. His firm, which says it has now stopped doing payday loans, was, until recently lending at 199% APR. The Bureau has included the company in its data as the financial records cover the period when it was still operating as a payday lender.
Before the bail out the bank, though subsidiary NatWest, helped Nottingham city jeweller Henry Hallam build up his Money Shop business before he sold out to US-giant Dollar Finance in a deal in 1999.
Its website advertised: ‘Borrow £400 for 31 days, pay £400 interest’.
Taxpayer-owned Royal Bank of Scotland, which was bailed out after the financial collapse in 2008 with £45bn from the government, is another that has invested heavily in the payday business.
At the end of last year it replaced these with new longer term ‘guarantor loans… Based on how much your friends trust you, NOT your credit score’, it says. These loans charge 49.9% APR in interest.
Lloyds TSB, which took £5.5bn from the taxpayer to save it from collapse, is another high-street name involved in funding the payday market.
The bank helped fund Instant Cash Loans Limited, owners of the Money Shop.
Investment in the industry is flowing in from the US too. The Bureau’s research highlights the growing involvement of US firms in the British payday industry at a time when such companies are facing tighter regulation of their activities at home.
Rapid growth
Dollar Finance has overseen the massive growth of the Money Shop taking it from a company with 34 staff and a turnover of £2.9m in 1998 to one with 2,300 staff and an income of £172.3m today.
The success of its Money Shop stores has made Dollar Finance, which is owned by Philadelphia-based DFC Global Corporation, keen to expand.
In 2009 it acquired Express Finance (Bromley) from Michael Thorpe, who, before the buy out, had employed his 25-year-old son and his wife to help run the business, for almost £5m. In the three years after the takeover the company’s revenues increased tenfold to £51.7m and it is making profits of almost £17m a year.
In April 2011 Dollar Finance expanded further, buying internet loans business MEM Consumer Finance, which trades as PaydayUK and issued £30m worth of loans last year.
Expansion of the payday loans industry in the US has been curtailed by a growing clampdown on high interest rates by state governments. Some states have even banned payday loans.
In 13 states the loans are either illegal or, while not explicitly banned, prohibited by strict usury limits – hard interest rate caps on the annual percentage rate.
Since 2007 a federal law has also capped lending to military personnel at a maximum of 36%.
Dollar Finance is based in Pennsylvania, where state laws cap interest rates on short term loans at 30% compared to the 2,949% APR offered on its PayDayUK website this week.
In 13 states the loans are either illegal or, while not explicitly banned, prohibited by strict usury limits – hard interest rate caps on the annual percentage rate.
Cash Choice UK Limited is another firm owned in a US state where its interest rates, advertised on its website as 3,491% APR, would be outlawed.
The firm is owned by US citizen David Vickers, president of Cash Choice Inc, based in Atlanta, Georgia, where payday loans have been banned for more than 100 years.
A statement on the Georgia governor’s website says: ‘Payday loans have become a multibillion dollar industry in recent years. Nevertheless, it is illegal in Georgia to make a payday loan.
‘(The) law authorizes felony and racketeering charges against violators, as well as fines of up to $25,000 per violation and a possible jail sentence of 25 years.’
The risks of similar legislation in Britain is reflected in the annual report of Texas-based Cash America International Inc, owners of one of the biggest UK payday lending firms. CashEuroNetUK, which trades as QuickQuid and Pounds To Pocket, and advertises interest rates of 1,734% APR.
In Texas the state senate has been pushing for new laws that would put limits on payday and short-term loan firms charging interest rates of 1,000%.
The latest proposal would limit customers to one payday loan at a time. The size of the loans would also be limited by their monthly income and the loan could only be renewed four times.
With the UK operation generating revenues of £198m, Cash America warned its shareholders: ‘If prescriptive regulations are adopted  (in the UK) the Company’s compliance costs will be significantly increased’.
RBS and Lloyds did not respond to the Bureau’s questions.

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