Defending The Republic, Not some Democracy, and enjoying some of life's rewards along the way.
Tuesday, September 27, 2011
Pocahontas And Jamestown Alternative Historical Views
Here is an interesting video also found on You Tube that has a different take on early English history. Unless you have documents in front of you that are authenticated as original of the period, who can actually say what is true? We ran into a great deal of difficulty when just drafting our brief history of Gloucester. There are conflicts all over and a multitude of alternative stories to the one's we have been taught in school. It is not to suggest that the information in the above video is not correct, it was obviously well researched and produced. It also makes a lot of sense and does not fit into our own history books teachings. If there is anything we have learned in life, everything is subject to interpretation and somewhere in the middle the truth of one person lies but proves to be the lies of another.
It was all the conflicts that we found while doing our tiny piece that has prompted us to further investigate Gloucester history and present as much information as possible about it. We have also found that sites that once existed and was a part of our research are no longer active and have been abandoned. If we are able to, we will pick up those areas and create new sites and tie them together.
Some of the major issues that we face today in our research is that Jamestown was burnt to the ground by Nathaniel Bacon, destroying valuable records. Not all of early English American history were destroyed but a great deal was. Piecing it all together has been a very difficult task at best and the task is still ongoing. What is interesting is that Jamestown was not the first settlement tried in North America. Many attempts were made and were failures, but that in itself is food for yet another article.
A Brief History of Chief Powhatan and Pocahontas Video
Here is a brief history on Chief Powhatan and Pocahontas found on You Tube that was sponsored by the folks over at Jamestown.
Monday, September 26, 2011
A Brief History of Gloucester, Virginia - Notes
Below this post is a story on the Brief History of Gloucester, Virginia. We have posted a link at the very bottom of this site to a copy of the original work. It is on line and can be sent anywhere. You are free to copy and use it in it's entirety without alterations to it whatsoever. You may add notes to it when you send it to others, but you may not change any of it's contents. We will be dedicating a larger part of this site to the history of Gloucester with more stories and links. We hope you enjoy the site.
A Brief History of Gloucester, Virginia
From the earliest of English history in the US to modern day technological advancements, Gloucester County, Virginia is in the forefront of the silent history that impacts the world.
This brief history will show you how and why.
By; Chuck Thompson of TTC Media
United States English American history begins with the landing at Jamestown, Virginia. Less than 30 miles away from what is now known as Gloucester, Virginia. The new English frontier begins in Jamestown but is superseded by native American history of Gloucester, Virginia where Pocahontas was born in 1595 to chief Powhatan. Pocahontas, aka Matoaka, her real given name, was responsible for saving the life of Captain John Smith and building the first bridges of understanding between the Native American's and English settlers. Pocahontas married John Rolfe in Jamestown, Virginia and lived with him on his tobacco plantation in Henrico County, Virginia until they moved to England where she died a year later from small pox.
Gloucester County or Werowocomoco, was the seat of Powhatan's Confederacy of 30 tribes or about 12,000 to 15,000 Native Americans until around 1609. The location of Powhatan's chimney in the area of Wicomico in Gloucester County, was first thought to be the site of Powhatan's seat of power, but has since changed to further north in the county around Ark and Purtan Bay area.
It is hard to pinpoint exact present locations of early American history as land values have changed dramatically throughout time. Counties such as Gloucester were once part of York County which was also a part of James Citti an area that held Jamestown as the seat of government and encompassed land all the way out to West Point and included Williamsburg, Yorktown, Gloucester and others at one time. Present day Mathews county was once a part of Gloucester County. So again, even early Gloucester history is partially skewed by past and present day boundary lines that did not exist in earlier times.
Early history shows that Gloucester was a part of the tobacco trade and plantations flourished throughout the county taking advantage of this lucrative business. Fairfield Plantation was established in 1642 by Lewis Burwell and was a part of the many tobacco plantations of the early colonies. Tobacco back in that era was as good as cash.
1651 – Gloucester County is formed off of York County and established. The county is named after Henry Stuart, Duke of Gloucester, third son of King Charles 1st of Great Britain. Daffodils are planted around the county that later become significant to future history.
1657 – Warner Plantation is established by Augustine Warner, the grandfather of George Washington.
1667 – Fortifications are built at Tyndal Point to serve as a protection location of the York River. Tyndal Point is presently known as Gloucester Point.
1674 – Nathaniel Bacon begins his famous “Rebellion”.
1676 – Nathaniel Bacon burns Jamestown to the ground. He and half his troops run for cover in Gloucester, Virginia while the other half run to nearby Surry, Virginia to hide out. On October 26th he dies of Dysentery in Gloucester County. Where is not known.
1715 – 1773 World renowned botanist John Clayton comes to Gloucester, Virginia with his father from England. He also serves as clerk of the county. Many books today still site his research.
1725 – Mann Page begins Rosewell Plantation in what is presently known as the Rosewell Ruins. The Page family is considered one of the first families of Virginia. Rosewell is considered the most elaborate home ever built in the colonies and was designed to exceed the Governor's Palace that was just built in Williamsburg in every level of luxury and amenities. The home, (now ruins), is of tremendous historical importance in our nation's history. John Page, grandson of Mann Page went to the college of William and Mary in Williamsburg and was close friends with Thomas Jefferson who spent a great deal of time at this site. It is said that early drafts of the Declaration of Independence were created here.
John Page went on to become Governor of Virginia and also served in the American Revolution attaining the rank of colonel. Meetings between John Page, Thomas Jefferson and George Washington were a normal occurrence.
1781 – Battle of the Hook takes place here in Gloucester that essentially hinders Lord Cornwallis's escape route from the coming American and French armies. Surrender by the British occurs both in Yorktown and in Gloucester.
1851 – Dr Walter Reed is born here. Dr. Reed is famous as the medical hero who discovered the cause for and cure of Yellow Fever.
1861 – The first shots of the Civil War in Virginia are fired from Gloucester Point. It was well understood that protecting the York River from a northern invasion was very important as the York is an easy access point to Richmond via West Point. A northern ship trying to sail up the York River was fired on and rendered helpless moving over to the York County side of the river staying away from further enemy fire.
1930's and 1940's. Gloucester is named the “Daffodil Capital of America”. Annual festivals are still held each year celebrating this vibrant flower.
1940 – VIMS or the Virginia Institute of Marine Sciences is founded here. Part of the college of William and Mary, VIMS impacts the world with it's research findings and it's work is much sought after around the globe.
1952 – The George P Coleman Bridge is opened to traffic. Rebuilt in record time in 1995 to create more lanes for traffic, this bridge once it was finished was the largest in the world at the time. Today it ranks largest of it's kind in the United States and Second in the world but it's about to become third place. It is a double swing span bridge that extends almost 90 feet above water at it's highest area.
Present day. Gloucester as one can clearly see, has been at the forefront of history that has had great effects on both the nation and the world around us and yet it's all in the background of the history books if mentioned at all. Gloucester continues this great tradition today and who knows what the future holds? If history is a key indicator, then Gloucester will continue it's greatness but maybe, just maybe, no longer in the footnotes of the history books but instead at the front of the history books.
Gloucester County government sponsors events throughout the year celebrating it's great history and now you know what pride exists amongst it's residents.
This brief history will show you how and why.
By; Chuck Thompson of TTC Media
United States English American history begins with the landing at Jamestown, Virginia. Less than 30 miles away from what is now known as Gloucester, Virginia. The new English frontier begins in Jamestown but is superseded by native American history of Gloucester, Virginia where Pocahontas was born in 1595 to chief Powhatan. Pocahontas, aka Matoaka, her real given name, was responsible for saving the life of Captain John Smith and building the first bridges of understanding between the Native American's and English settlers. Pocahontas married John Rolfe in Jamestown, Virginia and lived with him on his tobacco plantation in Henrico County, Virginia until they moved to England where she died a year later from small pox.
Gloucester County or Werowocomoco, was the seat of Powhatan's Confederacy of 30 tribes or about 12,000 to 15,000 Native Americans until around 1609. The location of Powhatan's chimney in the area of Wicomico in Gloucester County, was first thought to be the site of Powhatan's seat of power, but has since changed to further north in the county around Ark and Purtan Bay area.
It is hard to pinpoint exact present locations of early American history as land values have changed dramatically throughout time. Counties such as Gloucester were once part of York County which was also a part of James Citti an area that held Jamestown as the seat of government and encompassed land all the way out to West Point and included Williamsburg, Yorktown, Gloucester and others at one time. Present day Mathews county was once a part of Gloucester County. So again, even early Gloucester history is partially skewed by past and present day boundary lines that did not exist in earlier times.
Early history shows that Gloucester was a part of the tobacco trade and plantations flourished throughout the county taking advantage of this lucrative business. Fairfield Plantation was established in 1642 by Lewis Burwell and was a part of the many tobacco plantations of the early colonies. Tobacco back in that era was as good as cash.
1651 – Gloucester County is formed off of York County and established. The county is named after Henry Stuart, Duke of Gloucester, third son of King Charles 1st of Great Britain. Daffodils are planted around the county that later become significant to future history.
1657 – Warner Plantation is established by Augustine Warner, the grandfather of George Washington.
1667 – Fortifications are built at Tyndal Point to serve as a protection location of the York River. Tyndal Point is presently known as Gloucester Point.
1674 – Nathaniel Bacon begins his famous “Rebellion”.
1676 – Nathaniel Bacon burns Jamestown to the ground. He and half his troops run for cover in Gloucester, Virginia while the other half run to nearby Surry, Virginia to hide out. On October 26th he dies of Dysentery in Gloucester County. Where is not known.
1715 – 1773 World renowned botanist John Clayton comes to Gloucester, Virginia with his father from England. He also serves as clerk of the county. Many books today still site his research.
1725 – Mann Page begins Rosewell Plantation in what is presently known as the Rosewell Ruins. The Page family is considered one of the first families of Virginia. Rosewell is considered the most elaborate home ever built in the colonies and was designed to exceed the Governor's Palace that was just built in Williamsburg in every level of luxury and amenities. The home, (now ruins), is of tremendous historical importance in our nation's history. John Page, grandson of Mann Page went to the college of William and Mary in Williamsburg and was close friends with Thomas Jefferson who spent a great deal of time at this site. It is said that early drafts of the Declaration of Independence were created here.
John Page went on to become Governor of Virginia and also served in the American Revolution attaining the rank of colonel. Meetings between John Page, Thomas Jefferson and George Washington were a normal occurrence.
1781 – Battle of the Hook takes place here in Gloucester that essentially hinders Lord Cornwallis's escape route from the coming American and French armies. Surrender by the British occurs both in Yorktown and in Gloucester.
1851 – Dr Walter Reed is born here. Dr. Reed is famous as the medical hero who discovered the cause for and cure of Yellow Fever.
1861 – The first shots of the Civil War in Virginia are fired from Gloucester Point. It was well understood that protecting the York River from a northern invasion was very important as the York is an easy access point to Richmond via West Point. A northern ship trying to sail up the York River was fired on and rendered helpless moving over to the York County side of the river staying away from further enemy fire.
1930's and 1940's. Gloucester is named the “Daffodil Capital of America”. Annual festivals are still held each year celebrating this vibrant flower.
1940 – VIMS or the Virginia Institute of Marine Sciences is founded here. Part of the college of William and Mary, VIMS impacts the world with it's research findings and it's work is much sought after around the globe.
1952 – The George P Coleman Bridge is opened to traffic. Rebuilt in record time in 1995 to create more lanes for traffic, this bridge once it was finished was the largest in the world at the time. Today it ranks largest of it's kind in the United States and Second in the world but it's about to become third place. It is a double swing span bridge that extends almost 90 feet above water at it's highest area.
Present day. Gloucester as one can clearly see, has been at the forefront of history that has had great effects on both the nation and the world around us and yet it's all in the background of the history books if mentioned at all. Gloucester continues this great tradition today and who knows what the future holds? If history is a key indicator, then Gloucester will continue it's greatness but maybe, just maybe, no longer in the footnotes of the history books but instead at the front of the history books.
Gloucester County government sponsors events throughout the year celebrating it's great history and now you know what pride exists amongst it's residents.
Halloween and Christmas Countdown Clocks Now Here
We just installed countdown clocks on the site that tell you how much time is left before Christmas and another one that tells you how much time is left before Halloween. They are towards the bottom of this site on the right hand side. The time is ticking so make sure you have everything you need before these all important dates. Once Halloween is over we will install one for Thanksgiving. It's all in fun.
Save The Chesapeake Bay! From..... What?
Efforts to save the bay costs all of us money.
The question is, are we actually doing any good?
Those who ignore history are doomed to repeat it.
We here the banter all the time and have plenty of government interference in our lives in very seriously flawed ways in which we are all held responsible for saving the bay. Yes I said we are all held responsible and we are all forced to pay for ways that are said to save the bay. The problem is that these injuries inflicted on us have nothing to do with saving the bay whatsoever and only serve to cause potential serious health issue later on down the road. Something else we will be forced to pay for it's clean up but not until after a serious health crisis ensues. What am I referring to? The watersheds being constructed all over. Every business being put up must build a watershed so that water does not run off the property and potentially contaminate the bay. What a seriously flawed plan that is. You are actually being blamed for nature.
How dare you be born and live on the earth you dirty rotten piece of filth you. It is you that is contaminating the bay just by being alive. A government run amok that very often accuses it's citizens for the ravages of nature or the destruction of corporations on the planet is a well thought out and played plan used against the people all the time. But getting back to the serious flaw of the watersheds is the fact that these watersheds are breeding grounds for bacteria, the kind that cause dysentery and potential death should we try to drink that water. That isn't the worst part. It is also a breeding ground for mosquito's that could very well bring back the dreaded Yellow Fever, bring in malaria and a host of other serious life threatening diseases. What guineas came up with this idea of building watersheds all over was either incredibly nave or horribly guilty of understanding these issues all to well.
Watersheds that prevent run off from land where the bay is potentially poisoned is plain old insane. Run off from land is the least of the problems for the bay. Over a century of industrialization and modernization are more responsible for the bay's ill health than ten thousand years of water run off from the lands. All one has to do is look at the tributaries that feed the bay to see where the real problems are coming from. In today's modern technological world, this is now very easy to do. All one has to do is trace what is along the tributaries to the bay on Google Earth and one will find a plethora of industries producing everything under the sun. There are numerous nuclear power plants along the tributaries, old leather tanneries, chemical plants, and all kinds of manufacturing plants.
Let's look at a close tributary manufacturing plant's contributory impact on the bay. In West Point, Virginia along the York river is a paper manufacturer. Outside the plant are thousands of log trees that have to be chipped down to saw dust in order to create pulp for paper. The chipping of the wood creates a very acidic environment in the water that is extremely intense. Let's examine how this works. If a tree dies or gets knocked down by a storm and falls into a river, there is a slow progress in breaking down the tree into it's organic compounds and only creates a very low acidic level over a long period of time in the water. When a tree is chipped, it's compounds are released much faster and in a more concentrated form. Looked at another way, if you took a sugar cane stalk and dipped the entire stalk into a large bucket of water, only a small amount of it's sweetness would be released into the water over a period of time. The moment you grind up the sugar cane stalk into a powder, you can quickly release much higher levels of sweetness into the water at much faster rates.
The paper plant is creating very high levels of acidity in the water around the plant and that water works it's way all the way down the York river wrecking havoc all along it's path and this river is a tributary to the bay. Now in fairness to the paper plant, I want what they produce and it's products that this plant produces that many people throughout the nation use and may not even realize it. It's a trade off that is part of the process of industrialization and modernization. Yes there are trade offs that must be made. Is it possible to stop any and all organic pollution of wood chips going into the river and causing high levels of acidity on the water that destroys plant and fish life? Yes, but at a cost that no one is willing to pay. A smarter way to offset the acidic conditions the paper plant create is to lime the local area.
Now again, this is only one plant along one tributary feeding into the bay and this one is a mild case where the pollutants are organic. There are other plants along the tributaries that produce synthetic pollutants that are much more destructive. Again, all one has to do is travel along the tributaries using Google Earth to see more than you could ever handle. What you also will learn that even if you built watersheds all over the nation, you have a zero sum chance of ever stopping run off into the tributaries of the bay that have more impact on the bay than those who live along the bay. We should all be concerned? Let's look at present news that are now on the headlines. This article has been in the works for several weeks and now is the best time for us to release it as there is now a major mud problem stemming from the tributaries that are now impacting the bay and will consume the entire bay over the next few weeks.
Run off from properties all along the tributaries of the bay are causing issues that have many concerned for the bay's health. It's called nature. Yeah, let's worry about that. Let's blame all of Virginia and Maryland for the issues of nature and industrialization and modernization. Let's put the costs and blame on the citizenry of these states for the havoc nature and manufacturing plants cause. Let's blame everyone and everything else. The bay is polluted, welcome to the effects of the 19th and 20th centuries on present day life. Over fishing has been a mild contributor but not to the effects blamed. But a bad guy is always needed in every good story and you are it. Welcome to the Green World of Environmentalism. Where you are the problem. Why we are part of the Orange movement and are one hundred percent anti green. The world works from the bottom up, not the top down. You can fool some of the people some of the time. You can not fool all the people all the time. We are not fooled and will continue to blast the insanity that surrounds us. History is replete with revolutions that always start from the bottom and work their way up removing undesired leadership. The new information revolution is alive and growing.
It's time to remove the insane restrictions put upon the people whom live along the bay and it's tributaries and put the blame of it's ill's on the real areas. It's time to stop signing the songs of the Environmentalists who are the biggest environmental polluters. Go orange not green.
On a final note about the watersheds being placed and the issues of growing bacterial concerns. Won't these contaminants run down into people's own wells? If the contaminants do seep into people's well water, who is going to pay for new wells or fixing the issues? Old problems are not being solved, instead new problems and higher costs are being implemented with no answers for the coming issues and impacts of poor planning.
The question is, are we actually doing any good?
Those who ignore history are doomed to repeat it.
We here the banter all the time and have plenty of government interference in our lives in very seriously flawed ways in which we are all held responsible for saving the bay. Yes I said we are all held responsible and we are all forced to pay for ways that are said to save the bay. The problem is that these injuries inflicted on us have nothing to do with saving the bay whatsoever and only serve to cause potential serious health issue later on down the road. Something else we will be forced to pay for it's clean up but not until after a serious health crisis ensues. What am I referring to? The watersheds being constructed all over. Every business being put up must build a watershed so that water does not run off the property and potentially contaminate the bay. What a seriously flawed plan that is. You are actually being blamed for nature.
How dare you be born and live on the earth you dirty rotten piece of filth you. It is you that is contaminating the bay just by being alive. A government run amok that very often accuses it's citizens for the ravages of nature or the destruction of corporations on the planet is a well thought out and played plan used against the people all the time. But getting back to the serious flaw of the watersheds is the fact that these watersheds are breeding grounds for bacteria, the kind that cause dysentery and potential death should we try to drink that water. That isn't the worst part. It is also a breeding ground for mosquito's that could very well bring back the dreaded Yellow Fever, bring in malaria and a host of other serious life threatening diseases. What guineas came up with this idea of building watersheds all over was either incredibly nave or horribly guilty of understanding these issues all to well.
Watersheds that prevent run off from land where the bay is potentially poisoned is plain old insane. Run off from land is the least of the problems for the bay. Over a century of industrialization and modernization are more responsible for the bay's ill health than ten thousand years of water run off from the lands. All one has to do is look at the tributaries that feed the bay to see where the real problems are coming from. In today's modern technological world, this is now very easy to do. All one has to do is trace what is along the tributaries to the bay on Google Earth and one will find a plethora of industries producing everything under the sun. There are numerous nuclear power plants along the tributaries, old leather tanneries, chemical plants, and all kinds of manufacturing plants.
Let's look at a close tributary manufacturing plant's contributory impact on the bay. In West Point, Virginia along the York river is a paper manufacturer. Outside the plant are thousands of log trees that have to be chipped down to saw dust in order to create pulp for paper. The chipping of the wood creates a very acidic environment in the water that is extremely intense. Let's examine how this works. If a tree dies or gets knocked down by a storm and falls into a river, there is a slow progress in breaking down the tree into it's organic compounds and only creates a very low acidic level over a long period of time in the water. When a tree is chipped, it's compounds are released much faster and in a more concentrated form. Looked at another way, if you took a sugar cane stalk and dipped the entire stalk into a large bucket of water, only a small amount of it's sweetness would be released into the water over a period of time. The moment you grind up the sugar cane stalk into a powder, you can quickly release much higher levels of sweetness into the water at much faster rates.
The paper plant is creating very high levels of acidity in the water around the plant and that water works it's way all the way down the York river wrecking havoc all along it's path and this river is a tributary to the bay. Now in fairness to the paper plant, I want what they produce and it's products that this plant produces that many people throughout the nation use and may not even realize it. It's a trade off that is part of the process of industrialization and modernization. Yes there are trade offs that must be made. Is it possible to stop any and all organic pollution of wood chips going into the river and causing high levels of acidity on the water that destroys plant and fish life? Yes, but at a cost that no one is willing to pay. A smarter way to offset the acidic conditions the paper plant create is to lime the local area.
Now again, this is only one plant along one tributary feeding into the bay and this one is a mild case where the pollutants are organic. There are other plants along the tributaries that produce synthetic pollutants that are much more destructive. Again, all one has to do is travel along the tributaries using Google Earth to see more than you could ever handle. What you also will learn that even if you built watersheds all over the nation, you have a zero sum chance of ever stopping run off into the tributaries of the bay that have more impact on the bay than those who live along the bay. We should all be concerned? Let's look at present news that are now on the headlines. This article has been in the works for several weeks and now is the best time for us to release it as there is now a major mud problem stemming from the tributaries that are now impacting the bay and will consume the entire bay over the next few weeks.
Run off from properties all along the tributaries of the bay are causing issues that have many concerned for the bay's health. It's called nature. Yeah, let's worry about that. Let's blame all of Virginia and Maryland for the issues of nature and industrialization and modernization. Let's put the costs and blame on the citizenry of these states for the havoc nature and manufacturing plants cause. Let's blame everyone and everything else. The bay is polluted, welcome to the effects of the 19th and 20th centuries on present day life. Over fishing has been a mild contributor but not to the effects blamed. But a bad guy is always needed in every good story and you are it. Welcome to the Green World of Environmentalism. Where you are the problem. Why we are part of the Orange movement and are one hundred percent anti green. The world works from the bottom up, not the top down. You can fool some of the people some of the time. You can not fool all the people all the time. We are not fooled and will continue to blast the insanity that surrounds us. History is replete with revolutions that always start from the bottom and work their way up removing undesired leadership. The new information revolution is alive and growing.
It's time to remove the insane restrictions put upon the people whom live along the bay and it's tributaries and put the blame of it's ill's on the real areas. It's time to stop signing the songs of the Environmentalists who are the biggest environmental polluters. Go orange not green.
On a final note about the watersheds being placed and the issues of growing bacterial concerns. Won't these contaminants run down into people's own wells? If the contaminants do seep into people's well water, who is going to pay for new wells or fixing the issues? Old problems are not being solved, instead new problems and higher costs are being implemented with no answers for the coming issues and impacts of poor planning.
Wednesday, September 21, 2011
Great Time To Avoid Buying A House
Well this post should prove to make a lot of Real Estate professionals very upset with us. You are being sold everywhere that now is the best time ever to buy a house. Interest rates have never been lower. I would rather pay higher interest rates on a property that I know will appreciate than to pay a lower interest rate on a property that will continue to depreciate especially in light of the next market bubble burst that only so called experts will tell you they saw coming after the fact. Yes there will be another bubble burst. It's already under way but gets little to no press coverage at all. After all, everyone still wants your cash.
On average, homes have fallen fifty percent of their value of a 2006 high price point. That's the national average. Prices have yet to fully fall here in this area. Don't fool yourself into thinking they won't despite stories in the press otherwise. Rental prices are at all time highs and continuing to go up as more people continue to get kicked out of their homes. There will be market adjustments in a few years here as well. Most people these days are upside down in their mortgages on their houses. Jobs are still being lost and not replaced at an alarming rate with no fix in site.
Many people are walking away from their houses and letting the banks take the eat the negative balance. Problem here is that the banks are making a profit on these homes and on foreclosures. So it's no nothing to them that you walk away. It's just your credit that takes the bath. The banks can sell these newly acquired homes in the red and still make a profit from them as you the tax payer are already paying these bailout costs. Your crying because of presently proposed tax increases? Who do you think is footing all these bills? They are coming one way or another like it or not.
Smart investors are picking up these houses for pennies on the dollar that is well below a fifty percent reduction in present prices. How long do you think this can go on before it hits the value of your home? It is without question a buyers market and a buyer can easily walk away from any deal or make offers that dramatically call into question the present value of your home and it is. You just do not know it yet. County assessments are artificially inflated to maintain the present tax base otherwise you would be screaming at the new hikes in taxes you are paying now anyway based on the real value of your home.
Want to have some real fun? Challenge your assessment with the county on your present home value. If enough people do this, values will be re done to reflect the actual value of your home and tax hikes will kick in to maintain present levels. Opps, no one else is explaining any of this to you now are they? So again, you must look at all the market forces that make up a homes value, an important one is people with enough income to pay what you are asking. Something that no longer exists as it once did. Jobs that allow enough people to make enough money to buy a home have gone into major decline with no new ones to replace them. So how long do you think it will be before a market correction on present over inflated prices hits and your home value crashes? Well Alice, you can live in dreamland for as long as you want, but you can't escape what is going on around you.
The only way we can see buying a home in the present economy is if one pays cash for it and buys it with the intent on living there and it is a dream house. Otherwise you are going to end up upside down in the home with no hope in sight. This of course is not the news that the real estate brokers want you to read, and they will do everything they can to disprove this storyline or show you the flaws. Use your own common sense and look at the economy around you asking the tough questions, then ignore what the broker has to say unless the broker is retired and has no financial interests in selling you anything.
On average, homes have fallen fifty percent of their value of a 2006 high price point. That's the national average. Prices have yet to fully fall here in this area. Don't fool yourself into thinking they won't despite stories in the press otherwise. Rental prices are at all time highs and continuing to go up as more people continue to get kicked out of their homes. There will be market adjustments in a few years here as well. Most people these days are upside down in their mortgages on their houses. Jobs are still being lost and not replaced at an alarming rate with no fix in site.
Many people are walking away from their houses and letting the banks take the eat the negative balance. Problem here is that the banks are making a profit on these homes and on foreclosures. So it's no nothing to them that you walk away. It's just your credit that takes the bath. The banks can sell these newly acquired homes in the red and still make a profit from them as you the tax payer are already paying these bailout costs. Your crying because of presently proposed tax increases? Who do you think is footing all these bills? They are coming one way or another like it or not.
Smart investors are picking up these houses for pennies on the dollar that is well below a fifty percent reduction in present prices. How long do you think this can go on before it hits the value of your home? It is without question a buyers market and a buyer can easily walk away from any deal or make offers that dramatically call into question the present value of your home and it is. You just do not know it yet. County assessments are artificially inflated to maintain the present tax base otherwise you would be screaming at the new hikes in taxes you are paying now anyway based on the real value of your home.
Want to have some real fun? Challenge your assessment with the county on your present home value. If enough people do this, values will be re done to reflect the actual value of your home and tax hikes will kick in to maintain present levels. Opps, no one else is explaining any of this to you now are they? So again, you must look at all the market forces that make up a homes value, an important one is people with enough income to pay what you are asking. Something that no longer exists as it once did. Jobs that allow enough people to make enough money to buy a home have gone into major decline with no new ones to replace them. So how long do you think it will be before a market correction on present over inflated prices hits and your home value crashes? Well Alice, you can live in dreamland for as long as you want, but you can't escape what is going on around you.
The only way we can see buying a home in the present economy is if one pays cash for it and buys it with the intent on living there and it is a dream house. Otherwise you are going to end up upside down in the home with no hope in sight. This of course is not the news that the real estate brokers want you to read, and they will do everything they can to disprove this storyline or show you the flaws. Use your own common sense and look at the economy around you asking the tough questions, then ignore what the broker has to say unless the broker is retired and has no financial interests in selling you anything.
Free $200.00 Dinner
If you think it's really free then we need to talk
Today's investment climate is sure to make you poor
Chuck Thompson of TTC Media
You are invited to a free dinner at Crystal's Diamond Palace. The catch, you must own your home or must at least be actively and presently looking to buy your first home. Plus you must have an asset portfolio of one hundred thousand dollars and have an additional thirty thousand in cash conversion equivalents. (How else do you expect to pay our fees?) Welcome to the money store jingles raging across the nation. Self proclaimed financial experts implying they know money better than you do. Well at least they know how to get their hands on other people's money better than you do anyway.
If you are a sucker enough to buy into the storyline, you can expect a great night of constant low pressure sales techniques designed to show you how dumb you are and how smart they are. You will be sold on concepts that show you how to part with your money under the guise of making and keeping more of your money and building a sounder nest egg for when you retire. Good luck on that. One recent person we heard was advocating taking your 15 year mortgage and turning it into a thirty year one to free up monthly cash flow. Wait there is more. If you roll your high interest credit card debt and even your car payments that is not tax deductible into the new 30 year mortgage and it now becomes partially tax deductible, you will save a fortune.
Sounds smart huh? Wait there is more, but you have to come to the free dinner to get the entire scoop. Have you figured out the con yet or are you hungry for more? If you are hungry for more, go git yer free dinner. We have freed up over $500.00 monthly cash for one of our clients using this technique alone. (Costing that poor sap a huge fortune). Let's break this down just where we are now and see how you will loose a ton of money on what sounds like a very smart idea. First off, re structuring your mortgage is going to cost money. I don't have to have any financial interests in any mortgage company to make a big fat fee from steering you towards them.
Second, extending any credit, even at longer and lower terms costs more than paying them off sooner. You think buying a house is a wise investment? You bought that house thirty years ago for fifty thousand dollars and now it's worth two hundred and fifty thousand dollars? Smart investment huh? Until you add up all the monthly payments you paid during the lifetime of that mortgage and found out that you paid three hundred and twenty thousand dollars for that two hundred and fifty thousand dollar house. What? You didn't think the bank understood appreciation of assets when they wrote that loan thirty years ago? So you are still upside down in your smart investment. You would have been better off buying that corvette.
A fifteen year loan does not carry as much of an interest bearing burden as a thirty year fixed lower interest loan does. The sooner you get rid of any loan, the better off you are going to be. What is more profitable, a four year twenty five percent loan or a thirty year four percent loan? Answer, a thirty year 4 percent loan is more profitable to the bank and more expensive to you. Higher interests rates are charged for depreciating assets. Lower interest rates are charged for appreciating assets. So rolling over a depreciating asset and refinancing it into an appreciating asset insures the bank against loss while you pay more.
But hey, after paying those refinance fees that just put you deeper into debt, you have more cash to play around with. So now these financial experts are going to show you how to make money with your new found money. (Ah, more finders fees paid to them). You are shown the way to financial freedom and are instructed to cut up all but maybe one of your credit cards. Smart no matter what your situation is. I recommend cutting them all up and not even saving the one. So now you are directed into the investment market. Account setup fees and transaction fees abound. But you are building your nest egg now in sound financial instruments. How smart you have become and how good it's been for you to listen to these folks.
And the choices. Not one when truly researched sound no matter how good they look on paper. Let's look at market portfolios that invest in everything from pork bellies to stocks to bonds. All spread out over an entire array of fields. Cuts the risk. Well, it cuts the risk of the managers, not yours. These portfolios may make a huge amount of money, but by the time everything is cut up and their fees taken out and costs divided up, you are lucky if you stayed just below inflation. Turns out what is on paper is not what actually comes down to you. But now you have more fees to pay that are not covered by your meager profits that eat further at what you are trying to build. Those fees are your account fees and have nothing to do with your investments except where your investments are held. But hey, next years market will be better. And remember, your investment friends can not be held responsible for market corrections that are going to wipe you out next year before you pay more administrative fees to your broker along with account fees.
Your new mortgage in the mean time has been sold several times to other companies that have created derivatives out of it. Your last payment as it turns out went to the wrong company and now you are a month behind on your mortgage and your credit takes a hit. More fees and higher rates because of this. But hey, your investments will pick up the difference. Now that you are in the hole deeper than ever before, at least you had more spending money and still have some of it left over even though you have gotten even deeper into credit debt and are now potentially facing being laid off as your company moves operations overseas. But hey, your a smart perso0n and these strategies came along at a great time, so maybe there is hope for some new strategies. Well I have just the perfect opportunity for you. Turns out there is this bridge in Brooklyn for sale.
So let me just finish by saying that I am more than happy to spend two hundred dollars up front to show you that I am smarter than you with the use of charts and knowing that by the end of the night I have you hooked into bringing me about two thousand dollars in fees all the while selling out your future. Yup, your a pretty smart person for buying into this. By the way, that two hundred dollar dinner only costs me thirty five dollars and I have just structured a deal to pull an additional eight hundred dollars out of one in five that I get on board. Cheers.
Today's investment climate is sure to make you poor
Chuck Thompson of TTC Media
You are invited to a free dinner at Crystal's Diamond Palace. The catch, you must own your home or must at least be actively and presently looking to buy your first home. Plus you must have an asset portfolio of one hundred thousand dollars and have an additional thirty thousand in cash conversion equivalents. (How else do you expect to pay our fees?) Welcome to the money store jingles raging across the nation. Self proclaimed financial experts implying they know money better than you do. Well at least they know how to get their hands on other people's money better than you do anyway.
If you are a sucker enough to buy into the storyline, you can expect a great night of constant low pressure sales techniques designed to show you how dumb you are and how smart they are. You will be sold on concepts that show you how to part with your money under the guise of making and keeping more of your money and building a sounder nest egg for when you retire. Good luck on that. One recent person we heard was advocating taking your 15 year mortgage and turning it into a thirty year one to free up monthly cash flow. Wait there is more. If you roll your high interest credit card debt and even your car payments that is not tax deductible into the new 30 year mortgage and it now becomes partially tax deductible, you will save a fortune.
Sounds smart huh? Wait there is more, but you have to come to the free dinner to get the entire scoop. Have you figured out the con yet or are you hungry for more? If you are hungry for more, go git yer free dinner. We have freed up over $500.00 monthly cash for one of our clients using this technique alone. (Costing that poor sap a huge fortune). Let's break this down just where we are now and see how you will loose a ton of money on what sounds like a very smart idea. First off, re structuring your mortgage is going to cost money. I don't have to have any financial interests in any mortgage company to make a big fat fee from steering you towards them.
Second, extending any credit, even at longer and lower terms costs more than paying them off sooner. You think buying a house is a wise investment? You bought that house thirty years ago for fifty thousand dollars and now it's worth two hundred and fifty thousand dollars? Smart investment huh? Until you add up all the monthly payments you paid during the lifetime of that mortgage and found out that you paid three hundred and twenty thousand dollars for that two hundred and fifty thousand dollar house. What? You didn't think the bank understood appreciation of assets when they wrote that loan thirty years ago? So you are still upside down in your smart investment. You would have been better off buying that corvette.
A fifteen year loan does not carry as much of an interest bearing burden as a thirty year fixed lower interest loan does. The sooner you get rid of any loan, the better off you are going to be. What is more profitable, a four year twenty five percent loan or a thirty year four percent loan? Answer, a thirty year 4 percent loan is more profitable to the bank and more expensive to you. Higher interests rates are charged for depreciating assets. Lower interest rates are charged for appreciating assets. So rolling over a depreciating asset and refinancing it into an appreciating asset insures the bank against loss while you pay more.
But hey, after paying those refinance fees that just put you deeper into debt, you have more cash to play around with. So now these financial experts are going to show you how to make money with your new found money. (Ah, more finders fees paid to them). You are shown the way to financial freedom and are instructed to cut up all but maybe one of your credit cards. Smart no matter what your situation is. I recommend cutting them all up and not even saving the one. So now you are directed into the investment market. Account setup fees and transaction fees abound. But you are building your nest egg now in sound financial instruments. How smart you have become and how good it's been for you to listen to these folks.
And the choices. Not one when truly researched sound no matter how good they look on paper. Let's look at market portfolios that invest in everything from pork bellies to stocks to bonds. All spread out over an entire array of fields. Cuts the risk. Well, it cuts the risk of the managers, not yours. These portfolios may make a huge amount of money, but by the time everything is cut up and their fees taken out and costs divided up, you are lucky if you stayed just below inflation. Turns out what is on paper is not what actually comes down to you. But now you have more fees to pay that are not covered by your meager profits that eat further at what you are trying to build. Those fees are your account fees and have nothing to do with your investments except where your investments are held. But hey, next years market will be better. And remember, your investment friends can not be held responsible for market corrections that are going to wipe you out next year before you pay more administrative fees to your broker along with account fees.
Your new mortgage in the mean time has been sold several times to other companies that have created derivatives out of it. Your last payment as it turns out went to the wrong company and now you are a month behind on your mortgage and your credit takes a hit. More fees and higher rates because of this. But hey, your investments will pick up the difference. Now that you are in the hole deeper than ever before, at least you had more spending money and still have some of it left over even though you have gotten even deeper into credit debt and are now potentially facing being laid off as your company moves operations overseas. But hey, your a smart perso0n and these strategies came along at a great time, so maybe there is hope for some new strategies. Well I have just the perfect opportunity for you. Turns out there is this bridge in Brooklyn for sale.
So let me just finish by saying that I am more than happy to spend two hundred dollars up front to show you that I am smarter than you with the use of charts and knowing that by the end of the night I have you hooked into bringing me about two thousand dollars in fees all the while selling out your future. Yup, your a pretty smart person for buying into this. By the way, that two hundred dollar dinner only costs me thirty five dollars and I have just structured a deal to pull an additional eight hundred dollars out of one in five that I get on board. Cheers.
Monday, September 19, 2011
Scott Petty With The US Coast Guard Update
We have just learned that Scott Petty with the US Coast Guard, a division of Homeland Security, works in the legal department in Norfolk, Virginia. This is the guy we have been reporting about with all the illegal fireworks and the way he uses them as well as our last report where he tried to pick a fist fight with a female neighbor. Here is a guy that should obviously know better based on the fact he works in the legal department. Apparently this guy thinks he is above the law? This is frightening.
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